Thai Currency
     The Thai unit of currency is the Baht which is worth a little less than 4 US cents. One US dollar = approximately 40 baht. The baht is divided into loo satang. "Copper" coins are valued at 25 and 50 satang. "Silver" coins are in denominations of 1' 2 and 5 baht. A 10 baht coin is composed of both "silver" and "copper". Banknotes are valued at 10 baht (brown), 20 baht (green), 50 baht (blue), 100 baht (red), 500 baht (purple) and 1,000 baht (khaki).

Traveller's Cheques/ Cheques/Credit Cards
      US dollar traveller cheques can be conveniently cashed at all provincial banks and authorised money changers. Traveller cheques in other currencies are best changed in Bangkok where better rates prevail.
Generally, hotel exchange rates are lower then those offered by banks and authorised money changers. Major international credit cards, such as American Express, Diners, Carte Blanche, Master Card and VISA are accepted by major banks, restaurants, hotels and shops.

For lost cards :
American Express Tel : 0 2273 5100 or 0 2273 0022
Diners Club Tel : 0 2238 2920 or 0 2238 2680
Master Card Tel : 0 2256 7326-7
Visa Tel : 0 2256 7326-7

      Thai and foreign banks provide standard services nation-wide, Monday through Friday, except public and bank holidays, between 8.30 AM and 3.30 PM.
      Major banks such as Bangkok Bank, Thai Danu Bank, Thai Farmers Bank and Siam Commercial Bank operate currency exchange centres in most tourist areas from 7.00 AM to 9.00 PM, seven days a week, including holidays. Many first-class hotels provide 24'-hour money exchange services, but only for major currencies such as American dollars, British pounds, Euro. Travellers cheques are generally accepted only from bona fide hotel guests.
      Any amount of foreign currency may be brought into the country. Visitors may take foreign currency out of Thailand, but no more than the amount stated in the customs declaration made on arrival. Travellers leaving Thailand may take out no more than 50,000 baht per person in Thai currency.

Tipping :
      Tipping is not a usual practice in Thailand although it is becoming more common. Most hotels and restaurants add a 10% service charge to the bill. Taxi drivers do not require a tip, but the gesture is appreciated and 10-20 baht is acceptable for porters.

Bargaining :
      Fixed prices are the norm in department stores, but at most other places bargaining is to be expected.
Generally, you can obtain a final figure of between 10-40% lower than the original asking price. Much depends on your skills and the shopkeeper's mood. But remember, Thais appreciate good manners and a sense of humor. With patience and a broad smile, you will not only get a better price, you will also enjoy shopping as an art.